Insurance
Having suitable travel insurance is essential for you and your family.
Please note: This policy is available to UK residents only. Existing medical conditions are not covered unless they have been declared to and accepted in writing by the insurer. For full details of this policy please choose from one of the links below:
Summary of cover
| Section of cover |
Max. amount we will pay |
Excess |
| Emergency medical and associated expenses |
£5 million |
£100 |
| Extra travel and accommodation |
Reasonable costs |
|
| Emergency dental treatment |
£250 |
|
| Funeral expenses |
Reasonable costs |
|
| Excursions |
£150 |
|
| Hospital benefit |
£500 (£25 a day) |
No excess |
| Search and rescue |
£30,000 |
|
| |
| Cancelling or cutting short your trip |
£3,000 |
£100 |
| Excursions |
£150 |
|
| |
| Personal belongings |
£1,500
|
£100 |
| Single item pair or set |
£300
|
|
| Valuables |
£300 |
|
| Tobacco, alcohol and fragrances (perfumes and so on) |
£50 |
|
| |
| Personal money |
£500 |
£100 |
| Cash |
£300 (£50 if aged 16 or under) |
|
| |
| Loss of passport |
£300 |
No excess |
| |
Delayed personal belongings
Essential replacement
items |
£150 |
No excess |
| |
| Missed departure |
£500 |
No excess |
| |
| Delayed departure |
£200 (£15 after every full 12 hours delay) |
No excess |
| Abandoning your trip |
£3,000 |
£100 |
| |
| Personal accident |
|
No excess |
| Death |
£30,000 (£1,000 if aged 16 and under) |
|
| Permanent loss of sight or limb |
£30,000 |
|
| Permanent total disablement |
£30,000 (no cover if aged 16 and under or 65 and over) |
|
| |
| Personal liability |
£2 million |
No excess |
| |
| Legal expenses |
£10,000. Maximum £20,000
for each policy |
No excess |
| |
| Hijacking |
£1,500 (£100 a day) |
No excess |
| |
| Mugging |
£1,500
(£100 a day) |
No excess |
| |
| Catastrophe |
£600 |
No excess |
| |
| Home care |
£500 |
No excess |
| |
| Home help |
£250 |
No excess |
| |
| Pet care |
£500 (£25 a day) |
No excess |
| |
Extra cover (only applies when shown on your booking confirmation)
| Section of cover |
Max. amount we will pay |
Excess |
Winter sports
|
|
|
Ski equipment
|
£500
|
£100 |
Single item
|
£300
|
|
Hire of other equipment
|
£150 (£15 a day)
|
No excess
|
Ski pack
|
£250
|
£100
|
Piste closure
|
£300 (£20 a day)
|
No excess |
| Avalanche |
£100 |
No excess |
| |
Golf extension
|
|
|
Golf equipment
|
£1,000
|
£100 |
Single item
|
£150
|
|
Hire of other equipment
|
£200 (£20 a day)
|
No excess |
Green fees
|
£300
|
£100 |
| Hole in one |
£150 |
No excess |
| |
Wedding extension
|
|
|
Wedding rings
|
£250 each ring
|
£100 |
Wedding gifts
|
£1,000 each couple
|
£100 |
Wedding clothes
|
£1,500 each couple
|
£100 |
Wedding photographs
and video |
£750 each couple |
£100 |
Notes
Maximum amount we will pay
The most we will pay for each insured person for each trip, unless it says otherwise.
Excess
The amount we will take off for each insured person, for each
section, for each incident claimed for. If you have paid an extra
premium for excess waiver cover, the excess will not apply
Cancellation top up
Extra cancellation cover can be purchased to a maximum of £20,000 for each insured person Your booking confirmation will show when this limit has been increased and the limit that applies.
Medical treatment in your home country
There is no cover for medical costs you pay in your home country, except for
emergency dental treatment.
|